Welcome to the Gennius, Inc. ("Gennius") Web site (the "Web Site"). Please review the following terms and conditions concerning your use of the Web Site. By accessing, using or downloading any materials from the Web Site, you agree to follow and be bound by these terms and conditions (the "Terms"). If you do not agree with these Terms, please do not use this Web Site.

GENERAL USE PROVISIONS

All materials provided on this Web Site, including but not limited to information, documents, products, logos, graphics, sounds, images, software, and services ("Materials"), are provided either by Gennius or by their respective third party manufacturers, authors, developers, and vendors ("Third Party Providers") and are the copyrighted work of Gennius and/or its Third Party Providers. Except as stated herein, none of the Materials may be copied, reproduced, distributed, republished, downloaded, displayed, posted, or transmitted in any form or by any means, including but not limited to electronic, mechanical, photocopying, recording, or other means, without the prior express written permission of Gennius or the Third Party Provider. Also, you may not "mirror" any Materials contained on this Web Site on any other server without Gennius's prior express written permission. Except where expressly provided otherwise by Gennius, nothing on this Web Site shall be construed to confer any license under any of Gennius's or any Third Party Provider's intellectual property rights, whether by estoppel, implication, or otherwise. You acknowledge sole responsibility for obtaining any such licenses. See the "Legal Contact Information" below if you have any questions about obtaining such licenses. Materials provided by Third Party Providers have not been independently reviewed, tested, certified, or authenticated in whole or in part by Gennius. Gennius does not provide, sell, license, or lease any of the Materials other than those specifically identified as being provided by Gennius. Gennius hereby grants you permission to display, copy, distribute, and download Gennius's Materials on this Web Site provided that: (1) both the copyright notice identified below and this permission notice appear in the Materials; (2) the use of such Materials is solely for personal, non-commercial and informational use and will not be copied or posted on any networked computer, broadcast in any media, or used for commercial gain; and (3) the Materials are not modified in any way. This permission terminates automatically without notice if you breach any of these terms or conditions. Upon termination, you will immediately destroy any downloaded or printed Materials. Any unauthorized use of any Materials contained on this Web Site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

LINKS TO THIRD PARTY SITES

This Web site may contain links to Web sites controlled by parties other than Gennius. Gennius is not responsible for and does not endorse or accept any responsibility for the contents or use of these third party Web sites. Gennius is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Gennius of the linked Web site. It is your responsibility to take precautions to ensure that whatever you select for your use is free of viruses or other items of a destructive nature.

SUBMISSIONS

Except where expressly provided otherwise by Gennius, all comments, feedback, information, or materials submitted to Gennius through or in association with this Web Site ("Submissions") shall be considered non-confidential and Gennius's property. By providing such Submissions to Gennius, you agree to assign to Gennius, at no charge, all worldwide rights, title, and interest in copyrights and other intellectual property rights to the Submissions. Gennius shall be free to use and/or disseminate such Submissions on an unrestricted basis for any purpose. You acknowledge that you are responsible for the Submissions that you provide, and that you, not Gennius, have full responsibility for the Submissions, including their legality, reliability, appropriateness, originality, and copyright.

DISCLAIMER

EXCEPT WHERE EXPRESSLY PROVIDED OTHERWISE BY GENNIUS, THE MATERIALS ON THE WEB SITE ARE PROVIDED "AS IS," ARE EXPERIMENTAL, AND ARE FOR COMMERCIAL USE ONLY, AND GENNIUS HEREBY DISCLAIMS ALL EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES, GUARANTIES, AND CONDITIONS, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, EXCEPT TO THE EXTENT THAT SUCH DISCLAIMERS ARE HELD TO BE LEGALLY INVALID. GENNIUS MAKES NO REPRESENTATIONS, WARRANTIES, GUARANTIES, OR CONDITIONS AS TO THE QUALITY, SUITABILITY, TRUTH, ACCURACY, OR COMPLETENESS OF ANY OF THE MATERIALS CONTAINED ON THE WEB SITE.

GENERAL

This Web Site may include inaccuracies or typographical errors. Gennius and the Third Party Providers may make improvements and/or changes in the products, services, programs, and prices described in this Web Site at any time without notice. Gennius may periodically make changes to the Web Site. Any action related to these Terms will be governed by Massachusetts law and controlling U.S. federal law. No choice of law rules of any jurisdiction will apply. These Terms represent the entire understanding relating to the use of the Web Site and prevail over any prior or contemporaneous, conflicting, or additional, communications. Gennius has the right to revise these Terms at any time without notice by updating this posting. Any rights not expressly granted herein are reserved by Gennius.

INTELLECTUAL PROPERTY NOTICES

Elements of the Web Site are protected by trade dress and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound, or image from the Web Site may be copied or retransmitted unless expressly permitted by Gennius. Gennius, the Gennius logo, Credentity, the Credentity logo, and/or other Gennius products referenced herein are marks of Gennius, Inc., and may be registered in certain jurisdictions. All other product names, company names, marks, logos, and symbols may be the trademarks of their respective owners.